Nevada Insurance › Rates › Henderson
Nevada Division of Insurance, Consumer's Guide to Automobile Insurance Rates 2026 rates every insurer for the same fixed example so people can compare them. This is that table for Henderson, as published for 2026: 45-year-old couple, clean records, average credit; 2025 Toyota Corolla LE; 100/300/50 BI/PD, $5k med pay, 100/300 UM, $250/$500 deductibles; Henderson. Sorted from the lowest.
| Insurer | Monthly | Annual |
|---|---|---|
| United Services Automobile Assocation | $85 | $1,023 |
| USAA Casualty Insurance Company | $87 | $1,041 |
| USAA General Indemnity Company | $94 | $1,122 |
| Nevada Capital Insurance Company | $103 | $1,231 |
| American Family Connect Property & Casualty Insurance Company | $104 | $1,246 |
| Garrison Property and Casualty Insurance Company | $109 | $1,307 |
| Progressive Direct Insurance Company | $136 | $1,632 |
| Mercury Casualty Company | $137 | $1,644 |
| COUNTRY Preferred Insurance Company | $141 | $1,690 |
| CSAA General Insurance Company | $143 | $1,720 |
| GEICO Secure Insurance Company | $152 | $1,820 |
| State Farm Mutual Automobile Insurance Company | $176 | $2,108 |
| American Family Insurance Company | $180 | $2,163 |
| Progressive Northern Insurance Company | $194 | $2,322 |
| Allstate Fire & Casualty Insurance Company | $201 | $2,416 |
| Viking Insurance Company of Wisconsin | $210 | $2,518 |
| Coast National Insurance Company | $211 | $2,531 |
| State Farm Fire and Casualty Company | $218 | $2,618 |
| Liberty Mutual Personal Insurance Company | $235 | $2,825 |
| American Economy Insurance Company | $257 | $3,085 |
| Safeco Insurance Company of Illinois | $257 | $3,085 |
| Mendakota Insurance Company | $326 | $3,911 |
| Farmers Insurance Exchange | $494 | $5,922 |
45-year-old couple, clean records, average credit; 2025 Toyota Corolla LE; 100/300/50 BI/PD, $5k med pay, 100/300 UM, $250/$500 deductibles; Henderson. Nevada Division of Insurance, Consumer's Guide to Automobile Insurance Rates 2026, 2026. A fixed example the state rated with every insurer, matched to your facts. Includes comprehensive and collision. Not a quote.
About $133 a month ($1,600.39 a year) per insured vehicle: liability $1,040, collision $424.46, comprehensive $135.87 a year. NAIC, 2023 Auto Insurance Database Average Premium Supplement (June 2025), 2023. Statewide averages per insured vehicle for the latest published year. A person's price varies widely around them. Not a quote.
In the Nevada Division of Insurance, Consumer's Guide to Automobile Insurance Rates 2026 published sample for Henderson (45-year-old couple, clean records, average credit; 2025 Toyota Corolla LE; 100/300/50 BI/PD, $5k med pay, 100/300 UM, $250/$500 deductibles; Henderson), the lowest premium of 23 insurers is United Services Automobile Assocation at about $85 a month ($1,023 a year), and the highest is Farmers Insurance Exchange at about $494 a month. These are the state's fixed-example sample rates, not quotes; a licensed agent confirms your rate.
The published statewide average is about $133 a month, $1,600.39 a year per insured vehicle: liability $1,040, collision $424.46, comprehensive $135.87 a year (NAIC, 2023 Auto Insurance Database Average Premium Supplement (June 2025), 2023). A person's price varies widely around it.
A sample rate prices one fixed example the state chose. A quote prices you: your record, your car, your address, and where the law allows it your credit history. Use the samples to see who is cheap and who is expensive near you, then let a licensed agent quote you.
Give the ZIP code, the vehicle year, make and model, the driver's date of birth and the coverage level on the quote form; no phone number is needed for a price. If you want licensed agents to contact you, say so: up to 4 of them, and only after you agree to the exact words.
Indicative prices from the car, ZIP, driver age and coverage. No name, phone or email needed for a price. Licensed agents on your say-so. Start on the home page.
Machine-readable: https://nevadaautoquotes.com/rates.json · Markdown: Accept: text/markdown · the MCP tool get_quotes prices one car and driver.