Nevada InsuranceRates › Pahrump

What car insurance costs in Pahrump: 23 insurers, rates published by the state

Nevada Division of Insurance, Consumer's Guide to Automobile Insurance Rates 2026 rates every insurer for the same fixed example so people can compare them. This is that table for Pahrump, as published for 2026: 45-year-old couple, clean records, average credit; 2025 Toyota Corolla LE; 100/300/50 BI/PD, $5k med pay, 100/300 UM, $250/$500 deductibles; Pahrump. Sorted from the lowest.

The Pahrump lead market

InsurerMonthlyAnnual
United Services Automobile Assocation$71$848
USAA Casualty Insurance Company$74$887
USAA General Indemnity Company$81$966
American Family Connect Property & Casualty Insurance Company$86$1,030
Garrison Property and Casualty Insurance Company$91$1,096
Nevada Capital Insurance Company$94$1,128
COUNTRY Preferred Insurance Company$111$1,332
Progressive Direct Insurance Company$121$1,452
State Farm Mutual Automobile Insurance Company$123$1,470
GEICO Secure Insurance Company$127$1,527
CSAA General Insurance Company$133$1,594
Mercury Casualty Company$145$1,734
State Farm Fire and Casualty Company$153$1,834
American Family Insurance Company$169$2,029
Allstate Fire & Casualty Insurance Company$171$2,047
Progressive Northern Insurance Company$171$2,048
Coast National Insurance Company$182$2,178
Liberty Mutual Personal Insurance Company$190$2,281
Viking Insurance Company of Wisconsin$200$2,399
American Economy Insurance Company$212$2,546
Safeco Insurance Company of Illinois$212$2,546
Mendakota Insurance Company$360$4,322
Farmers Insurance Exchange$589$7,073

45-year-old couple, clean records, average credit; 2025 Toyota Corolla LE; 100/300/50 BI/PD, $5k med pay, 100/300 UM, $250/$500 deductibles; Pahrump. Nevada Division of Insurance, Consumer's Guide to Automobile Insurance Rates 2026, 2026. A fixed example the state rated with every insurer, matched to your facts. Includes comprehensive and collision. Not a quote.

The statewide average

About $133 a month ($1,600.39 a year) per insured vehicle: liability $1,040, collision $424.46, comprehensive $135.87 a year. NAIC, 2023 Auto Insurance Database Average Premium Supplement (June 2025), 2023. Statewide averages per insured vehicle for the latest published year. A person's price varies widely around them. Not a quote.

What is the cheapest car insurance in Pahrump?

In the Nevada Division of Insurance, Consumer's Guide to Automobile Insurance Rates 2026 published sample for Pahrump (45-year-old couple, clean records, average credit; 2025 Toyota Corolla LE; 100/300/50 BI/PD, $5k med pay, 100/300 UM, $250/$500 deductibles; Pahrump), the lowest premium of 23 insurers is United Services Automobile Assocation at about $71 a month ($848 a year), and the highest is Farmers Insurance Exchange at about $589 a month. These are the state's fixed-example sample rates, not quotes; a licensed agent confirms your rate.

What does car insurance cost on average in Pahrump?

The published statewide average is about $133 a month, $1,600.39 a year per insured vehicle: liability $1,040, collision $424.46, comprehensive $135.87 a year (NAIC, 2023 Auto Insurance Database Average Premium Supplement (June 2025), 2023). A person's price varies widely around it.

Why would my quote differ from these numbers?

A sample rate prices one fixed example the state chose. A quote prices you: your record, your car, your address, and where the law allows it your credit history. Use the samples to see who is cheap and who is expensive near you, then let a licensed agent quote you.

How do I get a real quote?

Give the ZIP code, the vehicle year, make and model, the driver's date of birth and the coverage level on the quote form; no phone number is needed for a price. If you want licensed agents to contact you, say so: up to 4 of them, and only after you agree to the exact words.

Get your own price

Indicative prices from the car, ZIP, driver age and coverage. No name, phone or email needed for a price. Licensed agents on your say-so. Start on the home page.

Machine-readable: https://nevadaautoquotes.com/rates.json · Markdown: Accept: text/markdown · the MCP tool get_quotes prices one car and driver.